kelly-family-fund
Pools elderly parents' pensions into one steward-managed fund and books the monthly care cost and shared-family spending in a base currency, so every sibling family can see the split is fair. Read-only — it never moves money.把两位老人的退休金汇入一个由管理人统一记账的统筹基金，按月记录养老院固定支出和大家庭共享开销（折算基准货币），让每个兄弟姐妹家庭都能看到分摊是公平的。只读——绝不动钱。
When to use it什么时候用
Use it when a family jointly supports elderly parents from a pooled pension: tracking the nursing-home cost and splitting the surplus (transport, meals, birthday gifts, gifts of obligation) transparently across sibling families.一家人共同赡养老人、统一管理退休金时使用：记录养老院费用，并把结余（交通、聚餐、生日礼物、人情）透明地分摊到各兄弟姐妹家庭。
OverviewFund balance, this-month income / expense / net, care and family totals, an expense-by-category donut, running-balance trend, and read-only insights.
总览基金结余、本月收入/支出/结余、养老院与家庭分摊累计、支出构成环形图、结余走势，以及只读洞察。
LedgerUnified income and expense timeline by month, each entry tagged with its category and the sibling family it benefits.
账目按月的收支统一时间线，每笔标注分类和受益的兄弟姐妹家庭。
By family (fairness)Each sibling family's cumulative benefit, share, and deviation from the average — care excluded, shared costs split equally — so anyone can confirm it is balanced.
家庭公平每个兄弟姐妹家庭的累计受益、占比和相对平均的偏差——养老院不计入、共享支出按家庭均分——谁都能核对是否均衡。
By categorySpending across care, transport, meals, gifts, and gifts of obligation, with the care-versus-family split.
按分类养老院、交通、聚餐、礼物、人情等各项支出，以及养老院与家庭的占比拆分。